Contact Us  |  Members Login | SDCAA Bookstore
San Diego County Apartment Association | San Diego, CA
  • Home
  • Join SDCAA
    • Membership Perks
    • Testimonials
    • Join A Committee
  • Resources
    • For All Members >
      • Industry Surveys
      • Operational Advice & White Papers
      • Directory of Member Products/Services
      • RentalOwner Magazine
      • Member Mentorship Program
    • For Owners/Property Management >
      • Rental Forms
      • Landlord Advice
      • Independent Rental Owner Center
      • California BRE Audits
      • InfoLink Resident Screening
      • Emergency Resources
      • SDCAA's SDScreeningReport.com
      • Asbestos Rule 1206
    • For Renters >
      • Resident Matters
      • Rental Tips of the Week
      • Renter Resources
      • Renter Insurance Resources-Consumer Affairs
      • County of San Diego Crime Statistics
    • Supplier Council
    • Partner Solutions
    • We Are Apartments
    • Advertising Opportunities
    • Renting Property in San Diego
    • Helping the Homeless
  • Legislation
    • Political Issues >
      • Local Issues Blog
      • State Issues Blog
      • Federal Issues
    • Action Committees and Contacting Your Representative
    • Advocacy Center
    • Housing Supply Crisis
  • Education
    • Class Calendar
    • Certification Programs
    • SDCAA Education Scholarship
    • Apartment Jobs-Career Center
  • Events
    • 2018 Sponsorship Opportunities
    • Calendar >
      • Holiday Open House
      • Education Conference & EXPO
      • NAA Apartmentalize San Diego 2018
      • Charity Golf Classic
      • Mark of Excellence Awards
      • Membership Luncheons/ Breakfasts
      • Membership Networking & Info
      • Reverse Tradeshow
    • Table Top Sponsorships
    • Volunteer Moments
    • Past Events >
      • Mark of Excellence Awards
      • 2017 Education Conference & Expo
      • Maintenance Mania
    • Seminar Room Rental
  • About Us
    • Team SDCAA
    • Company Information
    • Code of Ethics
    • Board of Directors
    • SDCAA In the News
    • In the Community
    • Affiliations and Affiliates

Can Bad Credit Keep You From Renting?

11/26/2014

 
You've just found the perfect apartment. It has everything you want: good location and great amenities at the right price. But there's just one problem: your credit score. In the last few years, many people have gone through tough times, even bankruptcy. And their credit scores are bad as a result. But that doesn't have to preclude you from getting into a rental.

Start your apartment search by scanning ads. Numerous websites including rent.com and apartments.com can connect you directly with landlords who may be forgiving of your credit history. It is likely they suffered in the market downturn just like you did.

In the event that your credit score is requested, honesty is always the best rule of thumb. Be upfront about your credit history and even consider adding a written note to your report explaining shortcomings and discrepancies. Remember, the goal is to build trust with the landlord.

If concerns still remain, then providing written references can go a long way, especially if they come from previous landlords who can vouch for your promptness with payments and how you cared for your last apartment. Also consider negotiating with other tools, such as paying several month’s rent at signing or offering a higher security deposit. Actions like these can do a lot to make up for questionable credit.

If you still can't strike an agreement, then keep a few other options in mind as well. For example, suggest a month-to-month rental agreement as opposed to a fixed-term lease. Landlords often view month-to-month agreements as a better option for questionable tenants. You also might volunteer to set up an automatic payment option to reassure a skeptical landlord.

With the right approach, a poor credit rating doesn't have to keep you out of your perfect apartment.


Comments are closed.

    Author

    SDCAA Staff

    Archives

    November 2014

    Categories

    All

    RSS Feed

Welcome to the San Diego County Apartment Association

The San Diego County Apartment Association (SDCAA) is Southern California's leading trade Association. SDCAA's membership makes up over 200,000 rental housing units throughout San Diego, Riverside and Imperial Counties. With a dedicated staff to provide lobbying, operational advice, rental form packages and market analytics, the SDCAA provides a versatile foundation for success in the rental housing industry.

The SDCAA is an affiliate of the National Apartment Association and works to support the nation's rental professionals at the local, state and national levels.

Learn More
advertise or Sponsor

Copyright © 2017 SDCAA | All rights reserved | Site Map | Privacy Policy
5675 Ruffin Rd, Suite 310, San Diego, CA, 92123
Phone: (858) 278-8070 | info@sdcaa.com
WebLink International, Inc. | Member Management Software | Indianapolis, IN

Can Bad Credit Keep You From Renting?

11/26/2014

 
You've just found the perfect apartment. It has everything you want: good location and great amenities at the right price. But there's just one problem: your credit score. In the last few years, many people have gone through tough times, even bankruptcy. And their credit scores are bad as a result. But that doesn't have to preclude you from getting into a rental.

Start your apartment search by scanning ads. Numerous websites including rent.com and apartments.com can connect you directly with landlords who may be forgiving of your credit history. It is likely they suffered in the market downturn just like you did.

In the event that your credit score is requested, honesty is always the best rule of thumb. Be upfront about your credit history and even consider adding a written note to your report explaining shortcomings and discrepancies. Remember, the goal is to build trust with the landlord.

If concerns still remain, then providing written references can go a long way, especially if they come from previous landlords who can vouch for your promptness with payments and how you cared for your last apartment. Also consider negotiating with other tools, such as paying several month’s rent at signing or offering a higher security deposit. Actions like these can do a lot to make up for questionable credit.

If you still can't strike an agreement, then keep a few other options in mind as well. For example, suggest a month-to-month rental agreement as opposed to a fixed-term lease. Landlords often view month-to-month agreements as a better option for questionable tenants. You also might volunteer to set up an automatic payment option to reassure a skeptical landlord.

With the right approach, a poor credit rating doesn't have to keep you out of your perfect apartment.


Comments are closed.

    Author

    SDCAA Staff

    Archives

    November 2014

    Categories

    All

    RSS Feed

✕